Passive Income in Canada:
Invest at 10–15% annually
Invest at 10–15% annually
- Investments from CAD$5,000 for 2+ months
- Earn tax-free income with a TFSA account
- Proven investments: real estate funds, MICs, etc
- Reduce risks through diversification
Key metrics of Waverley
- 5000+
satisfied clients across Canada - $250,000,000+
raised in 2024 - 35+ years
of experience from CEO Don MacDonald - №1
in the fin-tech sector and regulatory compliance
87% of Clients Choose One of These Investments:
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Client Cases
Alex decided that his money should work for him, not just sit in the bank. He opened a Tax-Free Savings Account (TFSA) and invested $20,000 in a REIT with a target return of 10-15% per year. Now, his capital generates $2,000–3,000 in passive income annually, and all of the profit is tax-free.
But the most exciting part is the growth! If Alex contributes $7,000 annually, in 5 years, his income will range from $8,000 to $12,000 per year. In 20 years, he will be able to earn $70,000–105,000 annually, tax-free. That’s more than many earn from a job!
📌 TFSA is an opportunity to build financial independence without taxes.
💡Want to learn how to do this? Book a consultation!
But the most exciting part is the growth! If Alex contributes $7,000 annually, in 5 years, his income will range from $8,000 to $12,000 per year. In 20 years, he will be able to earn $70,000–105,000 annually, tax-free. That’s more than many earn from a job!
📌 TFSA is an opportunity to build financial independence without taxes.
💡Want to learn how to do this? Book a consultation!
Serhiy dreams of buying his own home but doesn’t want to lose money on taxes. He opened a First Home Savings Account (FHSA) and contributes $8,000 annually.
📌 What does this give him?
✔️ A deduction of $8,000 from his taxable income, reducing his tax burden by $3,200 (at a 40% tax rate).
✔️ 11% annual return from a fixed investment.
In total, this gives him a 51% return annually, and all of this is completely legal! No bank savings program offers such a strategy.
💡 Want to invest in your first home with maximum benefits? Book a consultation!
📌 What does this give him?
✔️ A deduction of $8,000 from his taxable income, reducing his tax burden by $3,200 (at a 40% tax rate).
✔️ 11% annual return from a fixed investment.
In total, this gives him a 51% return annually, and all of this is completely legal! No bank savings program offers such a strategy.
💡 Want to invest in your first home with maximum benefits? Book a consultation!
Tetiana understands that the government pension of $1,000 per month will not be enough. That's why she opened a Registered Retirement Savings Plan (RRSP) and contributes $500 per month.
📌 What does she get?
✔️ For every $1,000 invested, she receives $400 in tax refunds.
✔️ The funds work in diversified portfolios with an annual return of 10-15%.
✔️ In 30 years, her capital will grow to $1,702,000, and her annual passive income will be $200,000.
Without savings, it's nearly impossible to live off a pension.
💡Want to learn how to earn more in the future while paying less taxes now? Book a consultation!
📌 What does she get?
✔️ For every $1,000 invested, she receives $400 in tax refunds.
✔️ The funds work in diversified portfolios with an annual return of 10-15%.
✔️ In 30 years, her capital will grow to $1,702,000, and her annual passive income will be $200,000.
Without savings, it's nearly impossible to live off a pension.
💡Want to learn how to earn more in the future while paying less taxes now? Book a consultation!
Pavlo is looking for higher returns and is considering development projects. Such investments can bring returns of 50-100% over 3-5 years.
📌 What are the results?
✔️ A $15,000 investment in NAHF yielded $10,100 over 3.5 years.
✔️ An investment in the Scott McGillivray Fund doubled his capital in 5 years.
💡 Looking for high-return investments? We will find reliable options for you!
📌 What are the results?
✔️ A $15,000 investment in NAHF yielded $10,100 over 3.5 years.
✔️ An investment in the Scott McGillivray Fund doubled his capital in 5 years.
💡 Looking for high-return investments? We will find reliable options for you!
Andriy earns over $250,000 a year, but a tax rate of 53% takes a large portion of his income. He has found a legal way to minimize taxes and earn more.
📌 What does he do?
✔️ He invests in Flow-Through Shares, which allow him to write off up to 100% of his investments from taxable income.
✔️ He saves $53 for every $100 invested.
✔️ He earns income in the form of Capital Gains with a 50% tax discount.
This tool is perfect for high-income professionals who want to minimize taxes and increase passive income.
💡Want to learn how this strategy works? Book a consultation!
📌 What does he do?
✔️ He invests in Flow-Through Shares, which allow him to write off up to 100% of his investments from taxable income.
✔️ He saves $53 for every $100 invested.
✔️ He earns income in the form of Capital Gains with a 50% tax discount.
This tool is perfect for high-income professionals who want to minimize taxes and increase passive income.
💡Want to learn how this strategy works? Book a consultation!
Get a Personal Expert Consultation
Dmytro Khozin – Licensed EMDR Specialist.
In just one meeting, I will help you move toward your financial goals more effectively—maximizing returns and minimizing taxes.
You will get:
✅ Investment opportunity analysis
✅ Optimal tax-saving strategies
✅ A plan for creating passive income
✅ Risk analysis and answers to all your questions
🚀 Start your journey to financial freedom today!
In just one meeting, I will help you move toward your financial goals more effectively—maximizing returns and minimizing taxes.
You will get:
✅ Investment opportunity analysis
✅ Optimal tax-saving strategies
✅ A plan for creating passive income
✅ Risk analysis and answers to all your questions
🚀 Start your journey to financial freedom today!
Get a Personal Expert Consultation
Dmytro Khozin – Licensed EMDR Specialist.
In just one meeting, I will help you move toward your financial goals more effectively—maximizing returns and minimizing taxes.
You will get:
✅ Investment opportunity analysis
✅ Optimal tax-saving strategies
✅ A plan for creating passive income
✅ Risk analysis and answers to all your questions
🚀 Start your journey to financial freedom today!
In just one meeting, I will help you move toward your financial goals more effectively—maximizing returns and minimizing taxes.
You will get:
✅ Investment opportunity analysis
✅ Optimal tax-saving strategies
✅ A plan for creating passive income
✅ Risk analysis and answers to all your questions
🚀 Start your journey to financial freedom today!
Investor Testimonials
"Stability and Diversification"
Waverley opened the door to unique investment opportunities I didn't even know existed. Their expertise and advice allowed me to diversify my portfolio and achieve stable profits.
Waverley opened the door to unique investment opportunities I didn't even know existed. Their expertise and advice allowed me to diversify my portfolio and achieve stable profits.
"Enhanced Profitability"
These investments in the private market outperformed all my other assets. The results were excellent, and I am grateful for the financial outcome I was able to achieve.
These investments in the private market outperformed all my other assets. The results were excellent, and I am grateful for the financial outcome I was able to achieve.
"Good Passive Income"
At first, I was skeptical, but Waverley's investments turned out to be a reliable source of income for me. The profits have been consistently high, and I am excited about the long-term potential.
At first, I was skeptical, but Waverley's investments turned out to be a reliable source of income for me. The profits have been consistently high, and I am excited about the long-term potential.
"Appreciate the Investment Help"
I previously invested in several REITs for diversification. Waverley provides a thoughtful approach that takes investors' interests into account and helps select the right investments. I will consider the possibility of working with them again in the future.
I previously invested in several REITs for diversification. Waverley provides a thoughtful approach that takes investors' interests into account and helps select the right investments. I will consider the possibility of working with them again in the future.
Why Investors in Canada Trust Us
- 11+ Years of Experience in CanadaWe select reliable investments tailored to your goals and income expectations. Tax optimization: save up to 55% using TFSA and RRSP.
- Reliability CheckThorough due diligence—analyzing reports, financial metrics, and risks. We choose only stable and protected assets.
- Protection from Volatility and InflationWe invest in real assets (real estate, funds) that are shielded from market fluctuations. Asset value growth often outpaces inflation.
- Full free supportWe provide free consultations, assist with documentation, and guide you through all investment stages—even after the investment is completed.
How You Earn Passive Income from Investments
1
2
Consultation
We discuss your investment opportunities, comfortable risk levels and desired returns, considering tax benefits. We help find optimal investment options.
3
Project Selection And Suitability Check
Our company follows an individualized approach to each client. This method ensures success in solving challenges at any level.
4
Investment Purchase
We finalize all documents together online or in person, explaining every detail of the process.
5
Start Earning
You begin receiving income and tax benefits according to the chosen investment options.
6
Ongoing Support
You receive continuous support from both the fund and Waverley. Your income is fully passive. Private investments are often called "sleep well investments." Our consultations and support are free.
Free Book
Learn how to build capital, reduce taxes, and create passive income in Canada. Practical examples for beginner investors.
Learn how to build capital, reduce taxes, and create passive income in Canada. Practical examples for beginner investors.
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FAQ
All investments carry risks, but we carefully select reliable assets, conduct thorough due diligence, and offer proven tools with various levels of capital protection. New investors often seek "guaranteed income," but as practice shows, those who are willing to take on investment risks typically earn more. We specialize in finding the best returns for Canadian investors while ensuring a comfortable risk level for each individual investor.
We choose stable investment instruments, such as real estate and MICs (Mortgage Investment Corporations), and work on diversifying assets. We also help optimize taxes to ensure you receive more net income.
Unlike the stock market, our investments are less susceptible to sharp fluctuations. For example, real estate and private funds continue to generate income even in tough times. For instance, in 2008, when the stock market (S&P 500) dropped by -38%, private equities showed a growth of around 3%.
You can start with $5,000–$10,000, depending on the investment instrument.
The term depends on the type of investment. Some projects are designed for 1-2 years, while others last 2-5 years. Many instruments offer the option of early withdrawal. Typically, investors create long-term plans, but there are also investments with a minimum holding period of 1-2 months.
The first payouts usually come 1-3 months after the investment. The frequency of payouts depends on the investment instrument: monthly, quarterly, or at the end of the term.
The return depends on the type of investment. For example, mortgage funds provide a targeted fixed return (8-11% per year), real estate generates income from rent plus property value growth (approx. 10-15% per year), and development projects offer about 15%+ per year.
You can use special accounts like TFSA, RRSP, and FHSA to earn profits without taxes. We help open these accounts and structure investments properly to maximize tax optimization.
Bank deposits offer 2-4% annually, while alternative investments allow you to earn 10-15% or more, while still maintaining capital protection. Essentially, in 5 years, you can earn the same income that you would get from a bank in 20-35 years. Many of our clients transfer their TFSA, RRSP, and FHSA accounts from banks and start receiving significantly higher returns.
Our investments are less volatile, offer more stable income, and allow for tax optimization.
Investors can be residents of Canada (citizens, PR holders, work visa holders, CUAET). For some investments, there are minimum income or asset requirements.
Simply submit a request on the website, and we can meet online or in person if you're in Vancouver.
License #4448341 by Canadian Securities Administrators (CSA)
Waverley Corporate Financial Services Ltd
Suite 1600 - 150 York Street
Toronto, ON M5H 3S5
Toronto, ON M5H 3S5
Dmytro Khozin
Licensed dealing representative
in BC, ON, AB. Canada
Phone: +1 236 234 3341
Email: dkhozin@waverleycf.com